Money & Financial Advice -- Help, Tips, Info, Personal Planning

PERSONAL FINANCE INFORMATION

SAVING MONEY
		Saving Money Learn about the basics of saving money. Includes saving money tips and advice, buying a home and mortgages, and retirement savings.
INSURANCE
		Insurance Insurance provides coverage and financial protection for the unforeseen risks in life for you and your family. Here is some information and advice on health insurance, auto insurance, life insurance, and more.
DEBT MANAGEMENT AND CREDIT
		Debt Management and Credit If you are feeling financially stressed, then it is likely that you currently have too much debt and need help. Debt is not always bad, if it is properly managed. Topics include tips for reducing and getting out of debt, credit cards and ratings, and loans.
KIDS AND MONEY
		Kids and Money Information on kids and money. Topics include making money, starting a business, allowance tips, saving money for kids, and more.
INVESTING
		Investing Basic information on personal investing including stocks, bonds, and mutual funds. Learn principles of finance and investing, and using a financial planner.
REAL ESTATE
		Homes and Real Estate Information on real estate including buying a home, choosing a mortgage, saving money for a home, first time home buyers advice and renting tips.
WORK, BUSINESS, CAREERS, AND JOBS
		Careers, Work, Business Skills, Jobs Helpful career, work, and business information. Advice and tips to help you with your own career and work skills. Includes information on getting a job, writing resumes, job search, and interviewing. Once you get a job, learn business skills such as writing business letters and public speaking.
HEALTH, DIET, NUTRITION
		Health, Diet, and Nutrition Information and resources on living a healthy life, including health, diet, nutrition, and fitness information.
LIFESTYLE AND CULTURE
		Lifestyle and Culture Information and resources on life and culture including food and cooking tips, family information, entertaining advice, safety, education, and other related resources.

TAXES
		Teacher Tax Savings - The Teacher Tax Deduction Teachers and other educators should save their receipts for the teacher tax deduction. Standard Deduction or Itemized Deductions Basic tax help understanding the difference between the standard deduction and itemized deductions. Withholding Income Tax: Look at a Smaller Refund Differently Many people think they are saving money by withholding more than they need on their Federal Income Tax. Here are some tips on how you can save more with this money. A few Tips for Tax Saving Some basic tips to help you save money on taxes. Don't Let Me Owe Information on reducing the amount of tax money you owe to the IRS at the end of the year. Understanding the 1040 Federal Income Tax Form Learn about the 1040 Federal Income Tax Form, and its components. The Child Tax Credit Information on the child tax credit. Avoid being Audited: Fear of the Audit Tips on avoiding an IRS tax audit. Federal Income Tax Adjustments and Deductions Learn the basics of how adjusted gross income is calculated, tax adjustments, and deductions. Keep your Tax Records Straight Know which tax records you need to keep. Tax Planning for the Entrepreneur or Small Business Understand your tax requirements for entrepreneurs or new small businesses. A Myriad of Tax Filing Options Learn what you need to know about filing your taxes. The Retirement Age -- Plan Ahead Why planning ahead for retirement can help you save money on your taxes. Getting all the Tax Breaks you have Coming Learn to take advantage of the tax breaks you are entitled.
BANKING INFORMATION
		Student Checking Accounts Student checking accounts provide a great way to teach money management. Identity Theft Prevention Information and advice on protecting yourself from identity theft. Finding the Right Bank Account Understand your own banking needs when looking for a bank account for yourself. To Choose a Bank or Not? Banking services are provided by financial institutions other than traditional banks these days. Learn about some banking alternatives. The Benefits of Online Banking There are many benefits to banking online, including the opportunity to budget better, and save money. Cutting Banking Fees Tips and advice on cutting the fees you are paying for banking services and transactions. Important Queries before Opening a Bank Account Here is some advice about things to think about before opening a bank account. How the Check 21 Banking Law affects Banking Customers Learn about the new check 21 banking law. Bank Accounts and Accounting: A General Overview An overview of bank accounts and accounting for bank transactions.
FUNDRAISING AND DONATIONS
		Grant Dollars in your Backyard If you are looking for a good way to raise money for a charity or other good cause, then getting free grant money may be a good solution. Finding the Hidden Donor Do you need to raise money for a local charity or event? Then consider finding the hidden donor for necessary charitable donations. Going Beyond the Thank-You for Donor Appreciation and Recognition Here are some ideas on how to go beyond the thank-you note to help ensure your donors keep giving.
BOOKS ON SAVING MONEY
		Books on Saving Money Helpful books on saving money and personal finance.

To teach and learn money skills, personal finance, money management, business, careers, and life skills please go to the Money Instructor home page.

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ADVICE AND INFORMATION