INSURANCE
COVERAGE INFORMATION ADVICE TIPS HELP MONEY AND
FINANCIAL FREE PERSONAL FINANCE INFO
PLANNING SUGGESTIONS
WEBSITE STRATEGIES LESSONS
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 Protect
your assets and your family from life's
uncertainties with a suitable insurance plan. |
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INSURANCE
You are always at risk of loosing
the things you have. Insurance
provides financial protection for
these unforeseen risks for you and
your family.
How much and what type of insurance
do you need? A simple answer
is that you need enough to cover the
loss of the item you wish to insure,
or to cover your family in case you
were no longer able to support them.
While insurance can't fix the
emotional loss, it can provide
financial assistance.
Here you will find useful insurance information, advice, and
tips, to help you with your own
insurance needs.
Along with information about insurance,
we have included
teaching lessons to help teach and
learn important insurance
principles. |
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INSURANCE
COVERAGE INFORMATION
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GENERAL INSURANCE
INFORMATION |
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Insurance Basics: What Can
Be Covered?
Most
people do not give
sufficient thought to the
consequences of a sudden
accident, loss of health, or
natural disaster that could
happen to anyone at any
time.
Who Should Buy Comprehensive Insurance?
Insurance can be obtained on many potential losses, and premiums can be calculated for each one individually.
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HEALTH INSURANCE |
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An Overview of Permanent
Health Insurance Coverage
Permanent health insurance
provides you and your family
with peace of mind and
protection, providing access
to an array of health
services. Here is an
overview of what permanent
health insurance provides.
Be your Own Best Friend when
Buying Health Insurance
Whether you are
self-employed, lost a job,
got divorced, or otherwise,
you are likely to be in the
market for health insurance.
Here is some advice for
shopping for health
insurance.
Health Insurance for the
Self-Employed
Finding
and affording health
insurance is a different
challenge for the
self-employed. Here is
some information on
self-employed health
insurance.
What is Temporary Health
Insurance?
Learn about temporary health
insurance, which is
available to those looking
for health insurance for a
short period of time.
Types of Family Health
Insurance
Information on the basic
types of family health
insurance.
Which Benefit Plan is Right
for Me?
Learn the basics on
companies employee health
benefit plans.
Health Savings Accounts an
Affordable Option
Learn how to help control
rising health care costs by
using a high-deductible
insurance with a Health
Savings Account, or HSA.
Group Health Insurance and
Small Businesses
Information on group health
insurance for small
businesses.
Buying Short Term Health
Insurance
If you
cannot afford the more
traditional, comprehensive
health coverage on the
market then you might want
to consider buying
short-term health insurance.
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AUTO INSURANCE |
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Choosing the Right Level of
Auto Insurance
Learn about the different
types of auto insurance
coverage, and what types of
insurance you may need for
your car.
Different Types of Auto
Insurance
Information on the different
types of auto insurance
policies available.
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LIFE INSURANCE |
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An Overview of Life
Insurance
We don't know what the
future may bring. Here
is an overview and
information on life
insurance.
Types of Life Insurance
Available - Policy Types
Life
insurance provides
protection for loved ones,
and provides protection for
such things as home mortgage
payments. Here is an
overview of the different
types of life insurance
policies generally
available.
Borrowing against Life
Insurance
If you do
have enough equity in your
life insurance policy, you
may be able to use it as
collateral for a loan.
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HOMEOWNERS
INSURANCE |
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The Importance of Homeowner
Insurance Coverage
Your home and property are
at risk from dangers beyond
your control. You can
help eliminate these
financial risks with
homeowner insurance
coverage.
Home Contents Insurance
A home contents
insurance policy insures
against the contents of your
home being damaged, lost, or
stolen. Here is some
information on this type of
insurance policy.
Home Building Insurance
Learn about home
building insurance, which
provides protection against
the cost of repairing or
rebuilding the structure of
your home in case of fire,
water, flood, storm, or
other damage.
Understanding Private
Mortgage Insurance
Learn about PMI, or private
mortgage insurance for a
home loan.
Title Insurance: Protecting
Your Real Estate Investment
What
about losses from claims
made against your ownership?
Title insurance protects
against these risks.
Is your Homeowners Insurance
Adequate?
When
disaster strikes, homeowners
too frequently receive nasty
surprises when they discover
that they are not covered.
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ANNUITIES |
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Information on Annuities -
How Annuities Work for You
An
annuity may be compared to
an insurance policy.
Here is information on
annuities to see if they fit
your personal financial
plan.
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TRAVEL INSURANCE |
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Travel Insurance Information
Information on travel
insurance for vacation,
holiday, or business.
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DENTAL INSURANCE |
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Types of Dental Insurance
Learn
about the different types of
dental insurance plans
available, and why you
should consider this type of
insurance.
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PET INSURANCE |
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Pet Insurance
Learn
about insurance for your
pet.
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OTHER INSURANCE
ADVICE AND TIPS |
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Strategies to Cutting
Insurance Costs
Here are
some tips to help cut and
lower your insurance costs.
Getting Cheap Insurance
Online
If you
are looking to reduce the
cost of your existing
insurance, or are looking to
get cheaper insurance, then
going online could be the
answer.
How Your Credit History Can
Affect Your Insurance
Premiums
If you do happen to have a
bad credit history, here are
some ways how can you get
away from these higher
insurance rates.
How to Save Money when
Buying Insurance
Tips to help save money when
buying insurance.
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TEACHING LESSONS |
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Teaching Insurance Lessons
Teach and learn about basic insurance policy types, concepts,
and principles. Students will learn about the importance
of having insurance and how it fits into their personal
financial planning.
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BOOKS ON INSURANCE |
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Books on Insurance
Helpful books on insurance
and money. |
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More information on
Money, Personal Finance, and Careers
To teach and learn money skills, personal finance, money management, business,
careers, and life skills please go to the Money
Instructor home page.
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© 2002-2007 Money Instructor
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