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Learn all about personal budget planning and budgeting basics.
 

BUDGET PLANNING AND BUDGETING LESSONS

 

Budgeting involves understanding how much money you earn and spend over a period of time.  When you create a budget, you are creating a plan for spending and saving money.

 

Use these printable budget worksheets and budgeting lessons to teach real life basic personal finance concepts and important fundamental money skills.

 

Lesson plans and worksheets may be used for a curriculum teaching budgets, household budgeting, and consumer math skills.

 

 

 

 

 

 

BUDGET WORKSHEETS AND LESSONS

   
     

PRINTABLE BUDGET WORKSHEETS

   

Budget Worksheets

Budget Worksheets

Use these budgeting worksheets with our lesson plan or for teaching your own budget lesson plans. Monthly and daily student budget sheets. Personal budget form.

STARTING A BUDGET INTRODUCTION

   

Starting a Budget Introduction

Printable budget lesson starter worksheets for a lesson introducing budgeting.  Includes creating a personal budget for yourself, and earning money while prioritizing needs and wants.

HOW DO I BUDGET?

   

How do I Budget?

Students learn what a budget is, why they should budget, and how to set up a simple budget.

INTRODUCTION TO BUDGETING LESSON:

FIXED AND VARIABLE EXPENSES

   

Budget Lesson - Fixed and Variable Expenses

Budget - Fixed and Variable Expenses

This is an introductory worksheet.

Students learn and identify fixed and variable expenses to help understand how to create a budget.

EARLY MONEY BUDGET WORKSHEET:

CHILDREN'S BUDGET

   

Budgeting Worksheet - Children's Budget

Children's Budget Worksheet

Use these worksheets to teach basic budget concepts.

Even a child should understand basic personal finance concepts.

NEEDS OR WANTS

   

Needs or Wants Lesson

Needs or Wants

An important budgeting money concept is understanding the difference between needs and wants.

ESTIMATING YOUR GROCERIES

   

Budget Word Problems Worksheet

Estimating Your Groceries

Students practice their skills at estimation while shopping for groceries.

COMPARISON SHOPPING WORD PROBLEMS

   

Budget Word Problems Worksheet

Comparison Shopping Word Problems

Learn about comparison shopping with this word problem worksheet.

MAKING A BUDGET WORD PROBLEMS

   

Budget Word Problems Worksheet

Making a Budget Word Problems

This is a word problem worksheet for a lesson in basic budget concepts.

BUDGET LESSON PLAN

   

Budget Word Problems Worksheet

Budget Lesson Plan - Create a Budget *

Learn what a budget is how to put one together activity.

BUDGET PLAN

   

Budget Word Problems Worksheet

Budget Plan Worksheet  *

Put together and categorize a budget.

This is a good introductory worksheet showing what a simple one looks like. This worksheet is random, so every time you choose the link, a new worksheet is created.

SIMPLE BUDGET

   

Budget Word Problems Worksheet

Simple Budget *

This worksheet takes a pre-determined budget and the student is asked to fill in the monthly items and determine if they are above or below their estimates. It also teaches and reinforces basic math skills.

BUDGETING WORD PROBLEMS

   

Budget Word Problems Worksheet

Budgeting Word Problems *

Test basic math skills while answering related questions.

GROCERY SHOPPING WITH COUPONS

   

Grocery Shopping with Coupons - Introduction

Use the coupons and answer the questions about grocery shopping with coupons.  An introduction lesson on using coupons and discounts.  Basic money math.

STUDENT BUDGETING: ESTABLISHING A REALISTIC BUDGET

   


Student Budgeting: Establishing a realistic budget

Students learn about creating a realistic budget.

COLLEGE BUDGET LESSON  

   

College Budget

Many college students discover too late that they need to learn how to budget their money.  Use this budget lesson plan and worksheet on the subject of college budgeting to help teach budgeting principles.

BUYING A CAR LOAN INTRODUCTION

   

Buying a Car - Loan Introduction

A car is often one of the more expensive items we purchase.

Read the car advertisements and answer the questions about taking a car loan with this loan worksheet. Down payments, finance charges.

PURCHASING AND FINANCING A CAR

   

Purchasing and Financing a Car

Purchasing and Financing a Car

Learn about purchasing and financing a car by filling in the missing financing calculations.

CAR INSURANCE LESSON

   

Car Insurance

An introductory lesson on basic car insurance terminology.  Learn about car insurance monthly premiums and answer the questions about choosing car insurance.  Teaching lesson focus is on price comparison, and early understanding of basic liability insurance.

RENTING AN APARTMENT

   

Renting an Apartment Lesson Plan Worksheet

Renting an Apartment

Learn to read the apartment advertisements and answer the questions about choosing an apartment to rent.

Lesson focus is on rent comparison.

MORTGAGE LOAN CALCULATION

   

Mortgage Loan Calculation Lesson Plan Worksheet

Mortgage Loan Calculation

A worksheet introducing students to the concept of a mortgage loan. Also introduces the concepts of down payment and closing costs.

CREDIT CARDS

   

Credit Cards

Credit cards, credit, and paying interest.

A fundamental understanding of credit cards is important since people often exceed their budget by overspending on their credit card.  Use these lessons to help with your understanding of credit and credit cards.

REAL WORLD BUDGETING - COTTAGE BUDGET

   

Budget Word Problems Worksheet

Cottage Budget Lesson

Students must design a cottage and stay within the specified budget.  Practice real-word budgeting problems, while actively applying logic and algebraic knowledge.  Students must understand evaluating alternatives, cost/benefit analysis, work with a budget, and substantiate their analysis.

VACATION AND TRAVEL

   

Vacation and Travel

Costs for vacation and travel can often be more than we anticipate.  Use this lesson to help teach and learn about budgeting and spending for vacation travel.

SPENDING MONEY

   

Learn about Spending Money for your Budget

Spending Money

Worksheets and Lessons with a spending money theme. Learn about spending money issues to help with budgeting lessons.

BUDGET RELATED INFORMATIONAL ARTICLES

   

Creating a Budget by Tracking Expenses - The first step towards creating a budget is monitoring and categorizing your spending.

Sample Budget - A sample monthly household budget.

How to find your Dream Apartment - Finding your dream apartment starts with understanding your "must haves" and wants.

5 Steps to Budgeting Success

Some helpful advice on achieving budgeting success.

 

4 Budgeting Pitfalls to Avoid
Having a budget is an important part of disciplined money management.  Here are some tips to help you stick to your budget.

Reasons Budgets Fail
Here are some more reasons why budgets fail, along with some advice and solutions for avoiding those failures.

Effective Budgeting
Here are a few tips to help you budget effectively, practice good money management, and lead a debt-free life.

Information on Saving Money

Information, tips, and advice on how to save money.

More Budgeting and Budget Planning Information

Information, tips, and advice on how to budget.

 

   

             

SUGGESTIONS OR NEED HELP?

Do you have a recommendation for an enhancement to this budget lesson page, or do you have an idea for a new lesson?  Then leave us a suggestion.

 

 

 

More Earning and Spending Money Lessons

 

 

 

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Lessons appropriate for: 1st 2nd 3rd 4th 5th 6th 7th 8th 9th 10th 11th 12th Graders.  Third Grade - Fourth Grade - Fifth Grade - Sixth Grade - Seventh Grade - Eighth Grade - Ninth Grade - Tenth Grade - Eleventh Grade - Twelfth Grade - K12

Teaching High School Students - Teenagers - Special Education Exercises Special Needs Students - Adult Education - Budgeting for Kids - Children - Secondary Education - Middle School - Young Adults - Classroom - Free Life Skills Class - Family Checkbooks Budgeting Planning Tool Program System -  First Grade - Second Grade - Third Grade - Homeschool Project Web Quest - Budgets Teacher Resources Units


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