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TEACHING AND LEARNING CHECKING LESSONS BASIC CHECK LESSON PLAN WRITING CHECKS LEARNING HOW TO WRITE A CHECK
GUIDE CHECKING ACCOUNT EXAMPLE TEACH STUDENTS PRACTICE CHEQUES RESOURCES CHECKWRITING
TUTORIAL |
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CHECK WRITING LESSON
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Use the following lessons to learn how to write
a check. Also, see our other money categories for our
comprehensive check lesson material, tutorials, and to practice check
writing including writing dollars and cents.
CHECK WRITING WORKSHEET
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How to write a Check
What are the important parts of a check? Print out the steps necessary for writing a
check to use for your own check writing, or to use with our
other check writing lessons.
Check Writing Terms and
Definitions:
Payee: The party that receives the
check.
Payor: The party that writes the
check (to the payee).
Check Register: A booklet that is
used to keep a record of all your checking related transactions,
including checks written and deposits.
Check Stub: A strip on the side of
some checks that is torn off. Used to keep record of the
amount of the check.
Endorse a Check - Check Endorsement:
When the payee signs their name on the back of a check to cash or
deposit the check.
Balance: The amount of money
currently in your checking account.
Non-sufficient Funds: When you
write a check for more money than you have in your account.
Minimum Balance: The minimum
amount of money required in your account. Having an amount
less than the minimum balance may result in extra service charges
or reduced privileges.
Service Charge: An amount the bank
charges (fees) for use of the checking account.
After viewing the above
lessons, here are some important additional points to keep in mind when
writing a check:
Be sure not to leave any blank areas on your
check. The safest method is to draw a line though any open
spaces.
When writing the check amount, be sure to
always start at the beginning (the far left) of the line.
This will help make sure no one tries to make any unauthorized
changes to your check.
Write clearly and only use ink when writing
your check to help prevent anything from being altered or changed.
Your check is not legal until you sign it.
However, keep your checks in a safe place until you are ready to
use them for payment. Also, never sign a blank check.
If you post date your check, it may not be
cashed until on or after that date. However, it is
recommended that you do not post date a check. Banks will
often process the check even if the check is post dated if they do
not notice the date. Also, they may charge an additional
processing fee.
Make sure the amount box (where the amount of
the check written in numbers) and the amount line (the amount of
the check written in words) match.
If you make a mistake when writing a check,
write "VOID" in big letters on the check and tear it up. Keep a record in
your check register of voided checks and canceled checks.
Be sure to keep a record of all your written
checks in your check register. Also, keep track of your
check numbers. Each new written check should be written with
the next available check number.
When paying by check in person, keep in mind
that you may need to show proper identification. This may
include a drivers license, passport, or other form of ID.
Check to make sure that the numbers written out
in long-hand match the numbers written on the box on the check.
Often, bank employees only look at the long-hand numbers, and
ignore the numbers written in the box.
A common mistake is an amount such as $100.42
is incorrectly written as One-hundred forty-two instead of
One-hundred and 42/100. If you do this, the larger
amount may be deducted from your account.
Instead of first writing the check and then
recording it in the checkbook, consider entering it in the
checkbook first. People often forget who they wrote a check
out to and how much it was for because they were in a hurry or
just absent minded. So enter the check information in the
checkbook first to help eliminate this potential mistake.
Teach how to write a check - Teaching High School Students - Adults -
Special Education - Teens - Teenagers - Kids - Children - Understanding banking services
for Kids - Teachers check writing guides |
