Spending Money and Consumer Math Lessons
Consumer Math
Consumer Math Lesson Plans Spending Lessons Educational Exercises Worksheets Classroom Teaching Theme Unit Teacher Resources Assessment Formulas Quizzes Activity Free Tutorial Curriculum Basics
Teaching Money Skills Information:
Lessons appropriate for: 1st 2nd 3rd 4th 5th 6th 7th 8th 9th 10th 11th 12th Graders.
First Grade - Second Grade - Third Grade - Fourth Grade - Fifth Grade - Sixth Grade - Seventh Grade - Eighth Grade - Ninth Grade - Tenth Grade - Eleventh Grade - Twelfth Grade - K12 - Middle School - High School Students - Adults - Special Education - Secondary Education - Teens - Teenagers - Kids - Children - Homeschool - Young People
Teaching Consumer Math - Liabilities - Textbook - Supply Project - Book - Home Financial Literacy Schooling - Budget Online Reproducible Books Set Functional Math Classroom Homework - Teaching Idea Practical Life Skills lessons
In the Spending Money section, we enrich the financial learning experience with a variety of tools designed to build proficiency in money management. Our resources, including worksheets and lesson plans, are tailored to help students understand and practice the skills necessary for wise money spending. These materials are versatile, suitable for both classroom lessons and self-guided learning.
Engaging educational videos break down the essentials of spending in a relatable and entertaining way, ensuring students can easily grasp the concepts. Our articles provide a deeper look into practical consumer math skills, such as buying and bartering, as well as fundamental arithmetic operations — addition, subtraction, multiplication — and reading for understanding in financial contexts.
Whether it's preparing for real-life shopping scenarios or comprehending financial transactions, our Spending Money and Consumer Math resources at Money Instructor are here to guide learners through the intricacies of managing finances effectively.
Lessons and Worksheets
WHAT IS CAUSING INFLATION? VIDEO LESSON |
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What is causing Inflation? When will it end? Why are prices going up for food, gas, and housing? Why are prices rising and who is it hurting? Why is everything so expensive? Learn about what is causing inflation. Includes video lesson and worksheet. Unexpected Inflation: Navigating Higher Prices on a Budget Lesson This lesson teaches students how inflation and interest rates impact your daily life and budget, based on the latest Consumer Price Index (CPI) report. It covers the effects of inflation on various aspects of daily budgeting, from grocery shopping to managing household expenses. |
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CLOTHING STORE WORD PROBLEMS |
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With this random worksheet, have your students answer simple questions about spending money.
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THE BAKERY WORD PROBLEMS |
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With this random worksheet, have your students answer simple questions about spending money.
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THE VALUE OF MONEY |
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Lesson Plan: The Value of Money The Case of the Broken Piggy Bank. Students list the values of a quarter, dime, nickel, and penny in dollar form. Then they find the total monetary value of a set of money, and calculate change received on a purchase. Includes lesson plan, student lesson, and printable worksheet. |
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BACK TO SCHOOL |
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Practice money skills with a back to school theme. |
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SPENDING MONEY FOOD SHOPPING LESSONS |
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Buying Food and Getting Change
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GET A DISCOUNT |
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Teach your students the concept of a discount, while reinforcing basic math skills.` Learn to be a good consumer.
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SHOPPING LIST |
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Practice using a food shopping list with this printable worksheet lesson.
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MATH FOR GROCERY SHOPPING LESSON PLAN |
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Math for Grocery Shopping Lesson Plan Teaching lesson on grocery shopping math, with a focus on produce. Students determine grocery costs. Includes lesson and worksheets.
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NEEDS AND WANTS VIDEO LESSON |
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Understanding the basic difference, between needs and wants, is crucial to good financial decision making. Learn how to determine and prioritize your needs and wants. Students will learn how to decide whether certain items are a necessity or a desire so they may demonstrate how different people interpret needs and wants, and how this affects finances and budgeting. |
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NEEDS OR WANTS |
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For budgeting or otherwise, every good consumer need to understand the difference between needs and wants.
Impulse Buying? Dog orders chocolate bar A fun class or lesson starter for the YouTube and TikTok generation. Students learn about the concept of impulse buying, and needs and wants. Includes video and lesson worksheet.
Spending Money Wisely: Dog goes to Super Bowl A class or lesson starter. Discuss with students if price discounts are really a good deal, or just a pricing trick? Video lesson.
Spending and Budgeting: Mittens Shops at Costco A class or lesson starter video. When shopping for groceries, we often spend more than necessary and buy more groceries than we can eat, and lose track of what we actually bought. A grocery list, just like a to-do list, keeps us focused on essentials to help us stay on track with what to buy.
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FRACTIONS AND MONEY |
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Lesson Plan: Multiplying Fractions How many pieces in a chocolate candy bar? Students identify the fractions including the numerator and denominator, and learn to multiply fractions. Includes lesson plan, student lesson, and printable worksheet.
Lesson Plan: Dividing Fractions How many quarters in one dollar? Students learn about reciprocals, converting fractions to solve, and dividing fractions.
How to Convert Fractions, Decimals, and Percents Students learn to convert fractions, decimals, and percents.
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GROCERY STORE RECEIPT |
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Practice calculating receipt totals and taxes while reinforcing basic consumer math skills such as adding and percentages. |
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READING A RESTAURANT MENU |
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Practice reading items on a simple restaurant menu and answering the spending money questions.
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RESTAURANT CHECK |
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Practice calculating restaurant check charge totals and taxes. |
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TIPPING LESSON |
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Practice calculating a tip at a restaurant. Tipping the waiter or waitress. |
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ESTIMATING YOUR GROCERIES |
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Students practice their math skills at estimation while shopping for groceries. |
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GROCERY SHOPPING WITH COUPONS |
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Grocery Shopping with Coupons - Introduction Students use the coupons and answer the questions about grocery shopping with coupons. An introductory lesson on using coupons and understanding discounts. Basic consumer money math. |
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COMPARISON SHOPPING WORD PROBLEMS |
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Learn about consumer comparison shopping and comparing prices with this lesson and word problem worksheet. Compare different products. |
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NUTRITION LESSON |
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When spending money at the grocery, one should keep in mind meeting their daily nutritional needs. With this lesson, students' practice their understanding of nutrition. |
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COOKING WITH RECIPES |
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A lesson on cooking with recipes and learning how to convert servings. |
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MEASUREMENT: LIQUID CAPACITY -- BUYING APPLE JUICE |
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Measurement: How much Apple Juice should you buy? Students learn about measurement and converting units of liquid capacity including: fluid ounces, cups, pints, quarts, and gallons. |
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CHANGES TO THE FOOD PYRAMID |
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Students learn about changes to the food pyramid, health, and nutrition with this reading comprehension lesson. |
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SALES INVOICE OFFICE SUPPLIES WORKSHEET |
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Sales Invoice - Office Supplies Worksheet to practice using a sales invoice. |
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BLANK MONEY ORDER FORM |
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A sample money order form for your money lesson or practice filling out a money order. |
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WHICH COSTS MORE? |
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PAYING BILLS |
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Students practice paying bills, writing out checks, and updating their bank check register. Learn real-life money skills including making consumer payments for monthly bills and purchases. |
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SALES TAX - PAYING TAXES |
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Lessons and worksheets on paying taxes, including sales tax. Calculate sales tax, using percents to find total cost. |
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BUYING A CAR LOAN INTRODUCTION |
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Buying a Car - Loan Introduction Read the car advertisements and answer the questions about taking a car loan with this loan worksheet. Down payments, finance charges. |
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MAKING SPENDING DECISIONS ABOUT MONEY |
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Making Spending Decisions about Money In this lesson, students will learn ways to become mindfully deliberate about their spending choices using the DECIDE process. They will use this model to help them with making a decision for a major spending purchase. |
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RENTING AN APARTMENT |
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Read the apartment advertisements and answer the questions about choosing an apartment to rent. Focus is on rent comparison. |
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DYNAMIC PRICING |
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Dynamic Pricing: Why Your Wendy’s Meal Might Cost More or Less Lesson Students explore the transition to dynamic pricing in the fast food sector, focusing on Wendy's role in pioneering this strategy. They learn how they employ demand-based pricing to modify meal costs, aiming to improve customer service and operational efficiency. The lesson further examines the technological advancements enabling these changes and notes similar trends among other industry giants. Through this discussion, students gain insights into how dynamic pricing influences dining choices, affordability, and the wider implications for consumer behavior. |
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SHRINKFLATION |
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What is Shrinkflation? Why Products Get Smaller But Prices Don’t Lesson Students learn the concept of shrinkflation through an engaging lesson with Cookie Monster, focusing on how it downsizes everyday items while prices stay the same. The guide offers practical tips for spotting and responding to shrinkflation, ensuring consumers get the best value for their money. Highlighting the national attention shrinkflation has received, it empowers shoppers to advocate for fair pricing and transparency. |
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CHARITIES, DONATING, AND SHARING MONEY |
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Charities, Donating, Sharing, Giving Money Lessons on charities, donating, sharing, and giving money.
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CREDIT CARDS |
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Credit cards, credit, and paying interest. Credit card consumer math skills. |
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BUDGETING MONEY |
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Budgeting Money Lessons and Worksheets Worksheets and Lessons with a budgeting money theme. Learn about budgeting money issues to help with spending lessons. |
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ADDITIONAL LESSONS |
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Gambling — Risky Business Spending Plans Allowances and Spending Plans Comparison Shopping – Needs and Wants
Additional Spending Money Lessons |
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TEACHING SPENDING MONEY AND CONSUMER MATH IDEAS |
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Teaching Money Matters and Skills Money skills lesson idea.
Meal Preparation and Saving Money Students prepare a meal and learn about saving money.
Shopping and Money Values Lesson A teaching lesson plan idea on money values and shopping.
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ADDITIONAL SPENDING MONEY, SHOPPING, AND CONSUMER MATH RESOURCES |
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Problem Solving Using Shopping Lists - Students use their problem-solving skills and try to stay within their budget as they buy and create their own shopping list. Grocery Shopping for a Family Profile - Students create menus and shopping lists based on dietary restrictions of a family.
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CONSUMER SPENDING AND SAVING MONEY INFORMATION AND ADVICE |
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Spending Tips and Saving Money Information
More Personal Finance, Careers, and Life Information Information on personal finance, careers, and health. |
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SUGGESTIONS OR NEED HELP?
Do you have a recommendation for an enhancement to this spending money lesson page, or do you have an idea for a new lesson? Then leave us a suggestion.
More Teaching Earning and Spending Money Worksheets and Lessons
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