Checking Accounts
Learn how to write checks and manage your CHECKING ACCOUNT
Welcome to the Checking Accounts Lessons section of Money Instructor, where we provide an array of resources tailored to both educators and students who wish to master the art of check writing and checking account management.
Our curated lesson plans and worksheets make it easy for teachers to impart essential skills about writing checks, managing checkbooks, and reconciling monthly bank statements. These resources are flexible enough to be integrated into a classroom curriculum or serve as guides for independent learners.
Explore the interactive world of electronic banking with our MI Bank Online Banking Simulator. Learn how to make deposits, withdrawals, and even perform online transactions, all in a risk-free virtual environment. This simulator provides a modern approach to understanding banking and check management, giving you the tools to navigate today’s digital banking landscape.
Our practical exercises and activities range from basic math problems related to check writing, to business math scenarios. Whether you're a beginner wanting to learn the fundamentals of writing checks and managing a checking account, or someone looking to refine your financial skills, we have resources to suit your level and interests.
Checking Accounts Lessons
WHAT IS A CHECKING ACCOUNT LESSON
What is a Checking Account?A lesson for students on the basics of understanding checking accounts, covering everything from core components to digital banking features. Also, gain essential tips on avoiding overdrafts and making smart financial choices. Students learn the ins and outs of checking accounts, from the core components like Account Number, Routing Number, Debit Card, and Checks to everyday operations such as Deposits, Withdrawals, and Transfers.
Check Writing Lessons and Worksheets
CHECKS TO PRINT
Printable Checks for Check Writing Practice
Printable checks for check writing practice or for your checking lesson plan. Blank checks may be customized with your own personal check information for check printing for teaching and learning checking skills.
WHAT IS A CHECK VIDEO LESSON
What is a Check?A video lesson about checks, why and where we use them, and what is on a personal check. Students learn that a check is a written document that instructs a bank to transfer a specific amount of money from your account to another account and it serves as a formal commitment to pay. The essential parts of a personal check include the name of the payee, the amount in both numerical and written forms, the date, and your signature for validation.
HOW TO WRITE A CHECK
What are the important parts of a check? Interactive instruction simulation on how to correctly write a check for beginners or those who want to learn proper check writing concepts.
CHECK REGISTER TO PRINT
Print out your own checkbook, or check register. For use with our checks introduction lesson, or for your own class lesson that uses checkbooks or checking registry. Sample checkbook register for lessons. Checkbook registry.
ONLINE CHECK REGISTER SIMULATION
Online Check Register Simulation
Use an Online check register. For use with our lessons instead of using the printed version.
INTERACTIVE LESSON:
CHECK REGISTER LESSON
Learn how to enter a check in your check register, or checkbook. Lesson and printable worksheets on using a checkbook register.
LESSON PLAN
Checks Lesson Plan - Introduction
Checks Lesson Plan - Introduction
Students enjoy learning about money and doing "grown up" activities. This lesson teaches students about checking while reinforcing basic math skills.
CHECK CLIPART
Checking clip-art for teaching checking accounts. Use for your Power-point or other presentations, lesson plans or lessons. Check, check register, and bank signature card.
INTRODUCTORY WORKSHEET:
WRITING DOLLARS AND CENTS
Practice how to write out numbers, the dollars and cents for a check. Writing the long-hand numbers is a necessary skill for writing checks.
PRACTICE CHECK WRITING
Use these worksheets to learn how to write a check and practice check writing.
PAYING BILLS
Students practice paying bills, writing checks, and updating their check register. Learn real-life skills including making consumer payments for monthly bills and purchases.
CHECK ENDORSING
How to Endorse a Check Lesson
A lesson for students on how to properly endorse a check. Covers everything from basic tips to methods like blank, restrictive, and third-party endorsements. Includes essential advice to ensure your money lands safely in your bank account. The video covers the basics of check endorsement and emphasizes its continued relevance even in our digital age. It offers essential tips such as the appropriate ink color to use and how to ensure your name matches the one on the check. The lesson further explores three key types of endorsements, teaching students how each impacts the security and flexibility of cashing or depositing the check.
Endorse a Check
A lesson on how to endorse a check. Learn the different methods used to endorse a check including blank endorsement, restrictive endorsement, and special endorsement. Practice check cashing by endorsing sample blank checks using these different methods.
CHECKING ACCOUNT DEPOSIT SLIPS
Printable blank bank checking deposit slips.
CHECKING ACCOUNT DEPOSIT
Practice making a deposit into your bank checking account.
Checking Account Deposit with Cash Received
CHECKBOOK TRANSACTIONS
Entering Checkbook Register Transactions
Practice entering transactions into a checkbook and learn effective checkbook management skills. Practice using checkbooks and checkbook math by keeping a record of checks and expenditures for your budget. Good practice for teaching checkbook registry writing and how to manage a simple bank account.
ADVANCED CHECKING LESSONS:
CHECKBOOK BALANCING AND BANK CHECKING ACCOUNT RECONCILIATION
Learn how to balance your checkbook. Practice reading a monthly checking account statement, managing and balancing your checkbook, and bank checkbook reconciliation. Learn to use a bank reconciliation form and reconcile checking accounts. Includes deposits, credits, withdrawals, and debits using checkbooks.
ONLINE CHECKING ACCOUNT SIMULATION
Online Checking Account Simulation
It is important to understand electronic banking using your computer and the Internet. This lesson is an introduction to the MI Online Bank using the checking account. Students use an Online checking simulation to learn how to bank Online.
CHECKING ACCOUNT FEES - WORD PROBLEMS
Checking Account Fees Word Problems
Practice understanding checking service costs with this word problem worksheet.
WRITE CHECKS LESSON PLAN
Checking lesson plan.
ADDITIONAL CHECK WRITING RESOURCES
Checkbook Practice - Filling out your checkbook
For use with our sample checks and deposit slips.
Cash the Check and Track the Dough
Students will learn about checking accounts, savings accounts, and check-cashing services. They learn the components of a check and how to organize and enter information into a bank account register, balance a monthly account statement, and write a check. They also learn why maintaining account records is important.
INFORMATIONAL ARTICLES
Student Checking Accounts Student checking accounts - a great way to teach money management.
How the Check 21 Banking Law affects Banking Customers
How the Check 21 Banking Law affects Banking Customers Learn about the new check 21 banking law, which allows banks to clear checks much more quickly. Also learn about the potential for increased bounded checks, overdraft fees, and lost float for consumers.
Bank Accounts and Accounting: A General Overview
Bank Accounts and Accounting: A General Overview An overview of bank accounts and accounting for bank transactions.
TIPS WHEN OPENING A CHECKING ACCOUNT
Checking accounts offer a convenient way to deposit monthly income and pay expenses. When opening one, it's important to understand the associated fees and services. For example, steer clear of providers that charge fees every time you use your ATM card. When interest rates are low, low service fees take precedence over marginally better interest rates. Be mindful of minimum balance service charges.
Consider maintaining a minimal balance in your checking account to avoid such charges, and keep the bulk of your funds in a savings or money market account for higher interest. Banks and credit unions offer checking accounts, but discount brokerage accounts can also provide this service, often with better interest rates if your money is invested in a money market fund.
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