Online Banking Simulation Account Creation

Students use an online banking simulation to create their own online bank account. Here, you will create a class id and class password. Your students then will use the class id and password to create their own user id and password for signing into the online bank.

Teaching Objectives:

  • Students will be able to create an account for an online bank.
  • Students will be able to perform their own online banking transactions.

Suggested Grade Level

7th – 12th Grade


Suggested uses:

  • Teaching banking in your classroom.
  • Classroom economy.


Lesson Instructions:

This lesson will allow your students to use an online banking simulation. Print out the lesson worksheet below. The worksheet includes instructions for creating an individual bank account for your students.

The worksheet includes a Class Id and Class Password. This is the information that will be needed for your class to create their own personal bank account. It is suggested that you create a different Class Id (by clicking on the link for a new worksheet) for each class you teach.

Internet access and access to a web browser are necessary to access the online bank simulator. Students should be a minimum of 13 years old to create their own account.

Review the following terminology with students:

  • Opening Balance
  • Savings Account
  • Bank Account
  • Withdrawal
  • Deposit
  • Credit
  • Debit
  • Account Balance


Lesson Worksheet:

Each time you click on the link below, a new worksheet will be created.

Each student in your class may use a copy of the same worksheet (make copies of this worksheet for your class). It is suggested that you create a worksheet for each separate class you teach.

Each class will then have its own unique class id and password to identify the class. Students will use the same class id and password to create their own unique online banking account. To generate a new worksheet, and new class id, simply click the link again.

All information needed for your students to create their account is listed on the worksheet.


Here is the link to create your class account and password:

Get Online Bank Account Creation Lesson Worksheet





Do you need more?

Do you have a need for additional online banking material? Do you need help setting up an online bank for your class? Also, please let us know how you found this lesson and if it fit your teaching needs.

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