WAYS TO SAVE
MONEY EACH MONTH BEST SIMPLE CHEAP HOME SMART TIPS ADVICE STRATEGY HOME PRACTICAL IDEAS EDUCATION
FREE FRUGAL ARTICLE
Learn
some simple ways to save money.
EASY SAVING MONEY TIPS:
FIVE WAYS TO PUT $50 INTO SAVINGS EACH MONTH
Are you
trying to squeak another $50 out of your budget
for savings?
Then try any
of the quick and simple tips listed below and
you’ll see that it’s possible to add not just
$50 to savings each month but quite possibly up
to $200!
FIVE MONEY SAVING TIPS
Look for Recreation Instead of
Entertainment
Movies, shows, concerts and theme parks
are not only expensive but also only last for a few hours or one day. If you
shift your thinking to recreational activities such as hiking, camping,
skiing, beachcombing or low cost hobbies, you’ll find many of these
activities offer a no cost or low alternative to high cost entertainment.
Go to the Library
Did you know that you can find not only movies but also DVD movies at your
public library? If you are an internet fiend, you can do all your email and net
surfing on the library system and even tap into fee-for-service databases for
genealogy research. Don’t buy that latest book but check out the library
shelves. With most paperback books retailing at $5 - $25 and hardcover books
selling at $20 - $35, you can realize savings quickly.
Avoid the mall
Really, it might sound a bit crazy but it’s true. The whole country might decide
that fringed curtains in shades of olive green are the must-have décor for this
year but if you don’t go browsing then chances are those curtains won’t show up
on your credit card statement a month later.
Shop the outer aisles of grocery stores
Take a good look at your grocery store. Produce, dairy, meats tend to be placed
on the outer aisles with all the junk food and processed products in the center
aisles. Avoid as many of those inner aisles as possible and you’ll see both your
waistline and expenditures drop.
Skip the chai tea, pizza deliveries, lattes,
specialty shops, and gourmet aisles
Ok, we’ve heard that speech before but we also know that life is meant to be
lived and enjoyed. So as Ben Franklin advised, use moderation in all things even
moderation. Though, don’t deny yourself too many treats or you’ll never stick to
that budget.
How about giving two lattes a week for a savings of $24 and one pizza delivery
for a savings of another $20? Start a rotation of items which break the budget
and don’t give them up all at once but instead just buy some or a few on
occasion as a treat instead of making each one a weekly ritual.
Set Savings Goals and be Smart!
When it comes to setting your savings goals, be SMART --- Make goals that are
specific, measurable, achievable, realistic and can be accomplished on a timed
basis. It’s your money so have some fun with the process and above all, be
creative!
To
teach and learn money skills, personal finance, and money
management, please go to the Money
Instructor home page.
Information on saving
money each month
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advice - Easy Ways
to Save Money simple
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Learn
some simple ways to save money.
To
teach and learn money skills, personal finance, and money
management, please go to the